Hello? Is There Anyone There?!?

Yeah, yeah, yeah…I know. It appears as though I have fallen off the face of the earth, right? Well, not really…I have just been very, VERY busy. I would like for the early retirement naysayers who have asked me, “WHAT WILL YOU DO ALL DAY!?!” to know that I have been keeping myself quite busy. At any rate, it doesn’t appear that things will be slowing down anytime soon, but I want you to know that there are some draft posts in the works and I intend to get them posted in the next week or so. Some of the posts will discuss the following:

– Home Improvements…Is It Really Worth the $$$?
– The Joy of Monday
– Choices: Save Today, Spend Tomorrow
– Credit Ratings; The Good, The Bad, The UGLY!
– Pets; Are They REALLY Worth It?
– Asshole Drivers and Commuting
– Kids…Yeah, Your’s Aren’t Special

And, several more. Actually, the truth is that I have way more ideas than I have time, but that’s a good problem to have, right?

OK…well, the day is still young and there are still lots of things to do, so until next time…G’Day!

Ex-Pat Living?

One of the great things (perhaps the BEST?) about being retired is freedom. Being retired is akin to being a kid again; the freedom to wonder around the neighborhood at will and no one to answer to…except your parents when you don’t come home at the appointed hour. Of course, if you are an adult and retired, then you can stay out late every night of the week, if you so choose! It’s really a wonderful feeling and just thinking about that freedom brings a smile to my face.

This freedom has had me thinking about living abroad lately. I can’t say specifically what *one* thing has happened to have pushed this to the front of my mind recently, perhaps it’s several things. I believe the overarching reason is perhaps age. I am still quite young (42!) and am pretty much capable of doing anything physical that I was able to do 20 years ago, albeit a little slower. And of course, there are no guarantees that in 20 years that I will still be as capable, or hell, even still alive!

During my working years (and the couple of years in retirement) our travel has been restricted by some sort of obligation. When working, it was…well, yeah, that looming Monday morning commute that you would have to endure a mere 7-10 days after you triumphantly declared to all your co-workers, “SEE YOU BITCHES LATER!!!” Oh, how I hated that…it ruined 1/2 of the vacation just dreading going back to the grind. Well, that pretty much subsided when I retired, but seeing how as my wife continues to work, I now have to endure the pain vicariously THROUGH her…and it’s just as terrible. As a matter of fact, our last vacation was terrible in the we went with two other couples and 5 out of 6 of us had to go back to work. And well, the guilt that I felt over NOT having to work was simply overwhelming. But, guilt is a pretty useless human emotion (that’s a whole ‘nother post!) but it was still terrible. Even more troublesome is that we are financially independent enough that my wife DOESN’T have to work! WHAT?!? Really? I know…I know. That too is the subject of another post (I have lots of ideas for posts, I just can’t seem to motivate myself to post every day) but suffice to say, my wonderful wife isn’t on board with the early retirement boat…at least yet.

Well, the point of all of this is to say that I think being able to travel for long periods of time would be fantastic. One of my favorite places in the world isn’t too far away (about 2 hours by plane and then 30’ish minutes by boat) and every time I go, I long to return…and I dream of staying longer and LONGER. This destination has many apartments that are VERY reasonable and you can stay for a month or a year…it doesn’t really matter. All I know is that when I talk to the ex-apts that have lived there, they all seem to LOVE it. And not just “Oh, I love living here…it’s great” it’s always a most exuberant “OH MY GOD…I LOVE!!! LOVE!!! LOVE!!! LIVING HERE!!” They seem to be so enthralled, it can be nauseating. Is that jealousy on my part? Hell yeah it is; yet another useless human emotion.

I am not really sure what the point of this post is, perhaps it’s just some venting. And well, that was the point of this blog. I have lots of time on my hands and not too many people to bitch to, so what better use for this medium? I don’t envision making $100K a year on this thing (or even $5 a year) so what I say is inconsequential.

Well, I will say that Spring is definitely in the air and the weather is absolutely perfect, So while all my neighbors are still slogging it out in the salt mines, I think I will go take an afternoon nap in my hammock and dream of being an ex-pat. Yes, I am still FREE….

Secret to a Rewarding Retirement? KEEP WORKING!!!

That’s right folks, the good people of CNBC wrote an article saying just that! As a matter of fact, a quote from the article tells us, “Recent data from the Employee Benefit Research Institute showed that nearly 80 percent of workers say that they’d like to continue working after retirement.” Uh? WHAT did you say? 80%? As in 4 in 5 people would like to WORK after retirement? Did I mention that is a four letter word in my dictionary? Yeah…I am absolutely stumped by this article…from a financial news network of all places. Here is that actual article link:

http://www.cnbc.com/2017/03/23/heres-the-secret-to-a-rewarding-retirement-keep-working.html

I have quite a bit more to say about this, but my fabulous wife will be home shortly, so I am going to wrap it up for now. But never fear, I *will* offer my opinion on this fluff piece shortly!

So, What Exactly *IS* Fired Life?

Greetings All! Fired Life, eh? What is that you ask? Well, you clicked on the right link! Well, there is a relatively “new” phenomenon out there in the world that is called “Early Retirement.” Perhaps that is what brought you here, maybe something else, who knows. At any rate, there are quite a few blogs out there that give lots of good information that can be useful in achieving early retirement. Of course, one key point is that in order for *most* folks to retire early, you must be financially independent; where you aren’t relying on someone else (most likely an employer) to pay for everyday living. So, the realm is often referred to as being “FIREd” or Financially Independent (FI) and Retired Early (RE). So…there you go. Now, what is *my* role in all of this? Well, if you were to Google “FIRE Early Retirement” you will come up with all sorts of blogs and other websites that will give you lots of ideas and stories about this subject and well, I am just adding my .02 worth. Sure, some of you may not give a flying fart what I have to say, and that’s OK; it’s more of a journal for me anyway…I would like to be able to go back and reflect on my journey of being FIREd. So, what is *my* story? Well, that’s for another post. Long story short is that in 2014, I retired at the age of 40 and it’s been the BEST time of my life! I am not really sure how I can summarize what it’s like except that I would compare it to those wonderful summers that I enjoyed as a child. BUT…without those pesky parents telling me what to eat and when I have to come home! Most mornings I wake up with not much planned but yet I go to bed only accomplishing half of it…it’s a very odd thing. Alright, so that’s the basic gist of what’s going on here. I do have some hope that perhaps I will have some ideas that you might be able to use, give some inspiration for those that are still working the salt mines (and as of today, you will see that four letter word as w*rk…I refuse to spell it out) to “get there” a little faster or just give you a laugh once in a while. For the time being, the blog won’t be monetized, so you can enjoy an ad-free experience. That alone is reason enough to come around once in a while!

Howdy!

Hello folks, just a very quick “hello!” before I get this thing up and running. I have had a couple of snafus since getting a blog up and running, but it looks like I have alleviated most of the issues. SO….that means I should be back shortly to tell you a little about myself and what this blog is all about. Until then… -FL